EBSC Arranges $31.2M LA Luxury Senior Living Construction.

LOS ANGELES, CA — EBSC Lending has arranged $31.2 million in construction financing for a luxury senior living community currently under development in Los Angeles, California. The project encompasses approximately 172,163 square feet and represents a significant expansion into one of the nation’s most competitive senior housing markets.

The borrower is an experienced senior living operator with an established footprint in the Southeastern United States, with a primary operational focus in Florida. The transaction was led by Brian Stark of EBSC Lending.

Transaction Overview

The development will consist of three buildings situated across a 7.8-acre campus and will deliver a total of 198 units, including catered living, assisted living, and memory care accommodations. The community is designed to provide a hospitality-forward experience, featuring gourmet restaurant-style dining, boutique hotel-inspired interiors, and a comprehensive suite of luxury amenities tailored to senior residents.

The financing was structured during a period of rising interest rates and heightened capital market volatility, requiring a disciplined and collaborative underwriting approach. In connection with the transaction, David Palmer, Vice President of Special Assets at EBSC Lending, stated, “This deal had tremendous headwinds, given the rising interest rates. Working together with the sponsor, we were able to structure the deal with favorable terms and sizing parameters that allowed us to preserve millions of dollars. We regard healthcare as highly strategic. We are committed to the future of this growing sector and to supporting our healthcare clients.”

EBSC Lending’s construction financing solution was designed to support the project through vertical development while maintaining flexibility across execution milestones and long-term operational objectives.

Market Context + What It Means

Senior housing demand continues to accelerate as demographic trends drive growth in the aging population, particularly in major metropolitan markets with strong healthcare infrastructure and access to specialized services. Luxury senior living communities that integrate hospitality-level amenities with comprehensive care offerings are increasingly attractive to residents and operators alike.

At the same time, rising interest rates have introduced complexity into construction financing for healthcare assets. Lenders capable of structuring resilient capital solutions that balance leverage, cost of capital, and execution certainty are critical to advancing projects in this environment.

By arranging $31.2 million in construction financing, EBSC Lending enabled the sponsor to move forward with a large-scale luxury senior living development while navigating market headwinds and preserving project economics.

Frequently Asked Questions

What type of financing did EBSC Lending provide?

EBSC Lending arranged $31.2 million in construction financing for a luxury senior living development in Los Angeles.

What types of care will the facility offer?

The community will include catered living, assisted living, and memory care units across three buildings.

How large is the development?

The project totals approximately 172,163 square feet on a 7.8-acre campus and includes 198 residential units.

What types of healthcare projects does EBSC Lending finance?

EBSC Lending provides construction, bridge, and transitional financing for senior living, assisted living, memory care, and healthcare-related real estate nationwide.

Related EBSC Lending Financing Programs

EBSC Lending provides flexible private capital solutions across the United States, including:

• Senior Housing & Healthcare Financing – Construction and transitional loans

• Construction Loans – Ground-up financing for complex developments

• Commercial Bridge Loans – Short-term capital for transitional assets