Frequently Asked Questions

Yes, we are direct lenders. We fund in-house.

Well, perhaps, but only if you promise to put a popcorn machine down there. Oooo and mini fridge if possible!

EBSC Lending finances real estate investments. We offer customized lending solutions for real estate investors and developers.

Fill out the one-minute application and get a soft quote in 24 to 48 hrs. After that, a representative will reach out and guide you through the process and requirements to close.

Our interest rates typically range from 9.39% to 12.39%, with loan terms spanning from 12 to 60 months.

There is no prepayment penalty.

uhh!

In most cases no. However, depending on the area and LTV, it can be evaluated.

All Types, Acquisition, Bridge, Construction, Development, First Mortgage, Fixed-Rate, Hard Money, Institutional Line of Credit, Mezzanine, Mini-Perms, Participating Mortgage, Permanent, Refinance, Fix & Flip Loans, Rental, Other uses depending on borrower’s specific needs.

Typically, EBSC Lending charges between 1-5 points for origination costs.

We typically take 3-5 days to issue a commitment letter. After approval, the average time to close is 10 to 20 days and time can vary on commercial properties depending on appraisal, title, and environmental conditions.

At EBSC Lending, we can lend to individuals. However, most of our deals are closed under an entity (Corp, LLC, INC, etc). These are investment loans, intended for real estate investments purposes.

Cheeseburger, without a doubt (& get me one please!)