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C-PACE Capital Solutions (Bridge + Placement Support)

Short-term, interest-only bridge capital to fund eligible improvements and position projects for C-PACE execution where available.

Our C-PACE financing helps commercial, industrial, multifamily, and non-profit property owners access affordable, long-term financing for green upgrades. EBSC Lending provides short-term capital to support eligible project costs and timing needs that C-PACE execution often requires.

Program Highlights.

Loan Program Overview.

  • Bridge capital aligned to energy efficiency, renewable, and resiliency project scopes

  • Structured to support time-to-close and project mobilization

  • Useful for borrowers coordinating multiple stakeholders and approvals

  • Structured for stabilization, lease-up, light value-add, and recapitalization

Standard Loan Terms.

  • Loan Amount Range: $10,000,000.00 - $100,000,000.00

  • Interest Rate: Starting from 10.47%

  • Term: 12– 36 months

  • Payments: Interest Only with balloon at maturity.

  • Prepayment Penalty: None

  • Amortization: Interest Only.

​Typical Use Cases

  • Pre-funding eligible improvements while aligning C-PACE execution

  • Refinance/recap to free up capital for sustainability upgrades

  • Transitional capital while finalizing senior/permanent capital timing​

 

Requirements (What We Typically Need)

  • Project scope, engineering/energy report (if available), and contractor bids

  • Sources/uses and cap stack plan

  • Property financials and ownership/entity documents

  • Sponsor bio, liquidity, and SREO

  • Execution timeline and repayment plan

  • ​Complete the loan application form available at https://www.ebsc-llc.com/applynow

 

Origination Points / Deposit Policy.

Origination points are 1–5 points, typically due upfront when the Commitment Letter/Fee Letter is executed (prior to closing). Points vary by loan type, size, and term and cover underwriting, processing, legal, third-party reports (appraisal/environmental), and diligence costs. Fees are non-negotiable; no escrows and not deducted from proceeds—requests to do so are automatic disqualification. ​

All loan programs and terms are subject to underwriting, due diligence, and credit approval. Nothing on this page constitutes a commitment to lend. Loan terms may vary based on property, market, sponsorship, leverage, and execution requirements.

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