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C-PACE Capital Solutions (Bridge + Placement Support)

Short-term, interest-only bridge capital to fund eligible improvements and position projects for C-PACE execution where available.

Our C-PACE financing helps commercial, industrial, multifamily, and non-profit property owners access affordable, long-term financing for green upgrades. EBSC Lending provides short-term capital to support eligible project costs and timing needs that C-PACE execution often requires.

Program Highlights.

Loan Program Overview.

  • Bridge capital aligned to energy efficiency, renewable, and resiliency project scopes

  • Structured to support time-to-close and project mobilization

  • Useful for borrowers coordinating multiple stakeholders and approvals

  • Structured for stabilization, lease-up, light value-add, and recapitalization

Standard Loan Terms.

  • Loan Amount Range: $5,000,000.00 - $100,000,000.00

  • Interest Rate: Starting from 10.47%

  • Term: 12– 36 months

  • Payments: Interest Only with balloon at maturity.

  • Prepayment Penalty: None

  • Amortization: Interest Only.

​Typical Use Cases

  • Pre-funding eligible improvements while aligning C-PACE execution

  • Refinance/recap to free up capital for sustainability upgrades

  • Transitional capital while finalizing senior/permanent capital timing​

 

Requirements (What We Typically Need)

  • Project scope, engineering/energy report (if available), and contractor bids

  • Sources/uses and cap stack plan

  • Property financials and ownership/entity documents

  • Sponsor bio, liquidity, and SREO

  • Execution timeline and repayment plan

  • ​Complete the loan application form available at https://www.ebsc-llc.com/applynow

 

Origination Points / Deposit Policy.

Origination points are 1–5 points, typically due upfront when the Commitment Letter/Fee Letter is executed (prior to closing). Points vary by loan type, size, and term and cover underwriting, processing, legal, third-party reports (appraisal/environmental), and diligence costs. Fees are non-negotiable; no escrows and not deducted from proceeds—requests to do so are automatic disqualification. If the loan does not fund, the deposit is refunded​

All loan programs and terms are subject to underwriting, due diligence, and credit approval. Nothing on this page constitutes a commitment to lend. Loan terms may vary based on property, market, sponsorship, leverage, and execution requirements.

All loan programs and terms are subject to underwriting, due diligence, and credit approval. Nothing on this page constitutes a commitment to lend. Loan terms may vary based on property, market, sponsorship, leverage, and execution requirements.

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